Payday Express are a short-term loan provider offering loans of between £100 and £1000. Loans can be spread over 5 repayments. Based in London, Payday Express have been providing finance to customers since 1999, making them one of the UK’s longest-standing short-term loan providers.
What Is The Criteria For A Loan With Payday Express?
To apply for a loan with Payday Express you must be aged 18 years or over, a full UK resident with a valid UK bank account, be in permanent employment/receiving a pension or benefit/living allowance. During the application process, you must be able to provide full details of your employer as well as all of your outgoings and expenses.
How Do Repayments Work With Payday Express?
If approved, you will be offered options to repay your loan with Payday Express back in 1 to 5 instalments. You must choose which option is most affordable to you. You will be required to repay your loan back on the dates specified on the application. Late payments can result in fees of up to £15.
Payday Express use Continuous Payment Authority, which means the repayments will automatically be collected from your account on the date agreed without you having to make the payment manually. This can help ensure you do not miss a payment.
Here is a Representative Example of a loan with Payday Express: £270 borrowed for 35 days. Annual interest rate of 292% (fixed). Total amount repayable by one repayment of £345.60. Representative 1213% APR.
Telephone Number: 0800 652 4661
Company Number: 2685515
Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk.