118 118 MONEY

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118 118 Money are an unsecured personal loan provider based in London and offer loans of between £1,000 and £5,000. Loans can be taken over 12, 18 or 24 months. 118 118 Money are not classed as a high-cost, short-term lender and can cater for people in all types of situations.

What Is The Criteria For A Loan From 118 118 Money?

To be eligible to apply for a loan with 118 118 Money you must be aged over 18, live in the UK, have a valid UK bank account and be receiving income from employment or self-employment. They pride themselves on offering financial help to those who may find it difficult to get credit from other lenders.

How Do Repayments Work With 118 118 Money?

118 118 Money are not classed as a high-cost, short-term loan provider, or ‘payday loan lender’ as you may know them as. Loans available are between £1,000 and £5,000, and will be divided into fixed monthly payments over a terms of 12, 18 or 24 months. This means that you will always know exactly how much is due every month because it will never change. You will repay your loan on the day specified via direct debit.

Additionally, at 118 118 Money you can enjoy an interest-free day on your birthday! As an added bonus, interest you would have paid on your birthday will be refunded to you as a little thank you for using their services.

Here is a representative example of a loan from 118 118 Money:

Amount of credit £1,500 for 2 years. Interest rate: 71.3% pa (fixed). 24 scheduled monthly payments of £118.88. Total amount payable: £2,853.12. Representative 99.9% APR.

Useful Information

Telephone Number: 08000 118 000 or 02920 893300
Email: CustomerServices@118118Money.com

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk.

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